Job Description

Credit Specialist

Responsibilities and Duties

1. Connect with sales staff to obtain business opportunities and pipeline, give advice on credit sales models and credit proposals.

2. Collect customers' credit application forms and requested documentation, conduct on-site investigation and complete credit report.

3. Participate in credit review conference, follow up with the execution of the decision of credit review conference.

4. Initiate credit sales contract review process and follow up with the contract signing.

5. Implement the risk control measures and collect the related contracts, certificates and other documentations.

6. Establish and maintain the business ledger, documentations ledger and customers repayment ledger, Register the pledge and monitor contracts execution and payment collection.

7. Carry out overdue payment collection, initiate equipment repossession process and apply for lawsuits if necessary.

8. Develop the third-party financial partner channels, and coordinate with the third-party financial partners for financing business referral.

9. Perform other duties as assigned.

Qualifications:

• Minimum of 1 years of or related working experience, preferably in equipment financing and credit saels;
• Bachelor's degree or higher in Economics, Finance or related field;
• Being bilingual in Chinese is preferred;
• Frequently business trip required at home and abroad (Canada, Mexico);
• Relies on experience & judgment to plan and accomplish goals;
• Strong time management skills, finance, documentation, and communication skills;
• Ability to prioritize and manage multiple responsibilities;
• Ability to work in a goal-oriented environment;
• Customer satisfaction orientation and sales competencies.Customer satisfaction orientation and sales competencies.

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