Job Description

We are currently seeking a DATA SCIENTIST I to join our Team!

Overview of EasyPay

EasyPay Finance, a fast-growing financial services technology firm established in 2001, assists merchants within the automotive services and retail industries to meet the financing needs of their customers at the point-of-sale. Headquartered in San Diego County, California, EasyPay Finance is working diligently to provide our clients and their customers with a superior product and experience. We are committed to empowering our dedicated employees, and providing competitive compensation, benefits, and incentives. When you join EasyPay, you become part of a team that is focused on working collaboratively to be the best in a fast-paced and emerging market.

General Summary

Reporting to the Head of Credit Risk and Analytics, the Data Scientist will play a key role in company efforts of transforming to a data-driven organization. You will leverage advanced statistical, programing and analytical skills to mine data for delivering business insights. Partnering with other analysts and business stakeholders, you will help turn these insights into actionable data-driven solutions. The Data Scientist will partner with key business stakeholders to gather requirements, define KPIs and implement reporting solutions. The Data Scientist will be responsible for preparing and summarizing results of solutions for business problems and present those to the business.

Responsibilities:

• Use SQL, Python, R to pull data and perform analysis.
• Creates and improves reporting on KPI's on all aspects of the business, including financial, consumer underwriting and performance, sales, marketing, and call center metrics.
• Collaborate and assist in performing quality assurance checks on output prior to completion.
• Develops a deep end-to-end understanding of data strategy, structure and overall use within the business.
• Interface and communicate with business customers and team leads for scope, estimates, requirements, and project deliverables.
• Interface with the various information technology groups, as needed, for source-to-target mappings and reporting interfaces.
• Apply Machine Learning/AI solutions to business problems.
• Perform analysis and provide recommendations to improve portfolio performance.
• Present analytical results and ML/AI solutions to key business stakeholders.
• Design A/B testing scenarios to allow for objective measurements for improving business decisions and outcomes.
• Use Tableau, Power BI, Python, and/or R to automate monitoring of reports/metrics
• Perform other duties as assigned.

Requirements:

• SQL
• R/Python
• 3+ years of experience in an analytical role or equivalent combination of degree and work experience.
• Understanding of statistical modeling techniques and ML/AI algorithms
• Exceptional critical thinking and problem-solving ability.
• Excellent attention to detail and accuracy.
• Self-starter and ability to work autonomously.
• Ability to multi-task and manage multiple projects at the same time.
• Very strong analytical skills to identify trends & patterns in datasets and interpret, synthesize, and communicate insights.
• Proficient in BI reporting platforms: Microsoft Power BI, Tableau

Desired knowledge/skills:

• Knowledge of consumer finance
• Data Lake and AWS experience

Qualifications:

• Education: Master's Degree in Computer Science, Mathematics, Statistics, MIS, Data Science, Economics, or a related field.

What We Offer

• Medical, Dental and Vision insurance.
• Relax and recharge with our Paid Time Off (PTO) Program; plus paid holidays.
• Financial health with 401(k) programs and employer match.
• Take care of your emotional, physical, and financial wellbeing with access to our EAP.
• We invest in your future through ongoing learning and development resources.
• Save on taxes with Flexible Spending or Health Savings Accounts.
• Peace of mind with Life and AD&D Insurance.
• Internet allotment- $40 per month.
• Discounts for shopping at various retailers.

Compensation:

Salary Range: $80 - $100k annually

EasyPay is an Equal Opportunity Employer. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical​​​ condition, pregnancy, genetic information, gender, sexual orientation, gender identity or ​expression, veteran status, or any other status protected under federal, state, or local law.

*The Company reserves the right to modify, change, or apply this job description in any way the company desires. This job description in no way implies that these are the only duties, including essential duties, to be performed by the employee occupying this position. This job description is NOT an employment contract, implied or otherwise. The employment relationship remains “at will”. These job requirements are subject to change to reasonably accommodate qualified individuals.

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